Privacy Policy

Account information: Your email address and name (used to create and identify your account), and your account role.

Information you provide: Daily check-ins (money-in, money-out, optional note, and mood), goals (title, target amount, current amount, category, optional target date), and roadmap progress (which steps you mark complete).

Information collected automatically: Device and usage data such as app activity, and standard technical identifiers handled by the Base44 platform for authentication, security, and analytics.

Advertising measurement: The public MoneySteps website can use the Meta Pixel, a measurement tool from Meta. The Pixel loads only if you explicitly consent to advertising tracking (through the consent prompt shown on the site or the "Privacy Choices" link in the footer). If you decline or withdraw consent, or your browser sends a Global Privacy Control (GPC) signal, the Pixel does not load at all and no advertising cookies are set. If you consent, the Pixel uses cookies and similar tracking technologies to record visits and interactions (such as page views and a completed sign-up), which helps us measure the performance of our advertising and understand website traffic. As part of this, Meta may receive information about your website activity (such as pages visited) along with standard technical data like your IP address and browser information. The Pixel does not collect the personal financial information you enter inside the app.

We do not collect sensitive financial account credentials, bank logins, or credit card numbers. MoneySteps only stores the self-reported amounts you choose to type in.

• To provide and personalize the app (your check-ins, goals, and roadmap).
• To authenticate you and keep your account secure.
• To process optional in-app purchases of Pro subscriptions or lifetime access (handled securely by our payment provider; we do not see or store full card details).
• To analyze aggregate, de-identified usage to improve the app.
• To measure the performance of our advertising and website visits (using the Meta Pixel, only for visitors who explicitly consent to advertising tracking, as described in Section 1).
• To communicate with you about your account or support requests.

Service providers: We use the Base44 platform to host data, authentication, and backend services, and a third-party payment provider to process purchases. These providers process data on our behalf under their own privacy and security standards.

Advertising measurement: If you explicitly consent, we use the Meta Pixel on our public website to measure advertising performance and website visits. Through cookies and similar tracking technologies, Meta may receive information about website activity, such as pages visited. If you decline or withdraw consent, or your browser sends a Global Privacy Control (GPC) signal, the Pixel does not load and Meta receives nothing from us. You can find how Meta handles this information in Meta's own privacy policy and the ad preferences controls described in Section 7.

Legal compliance: We may disclose information if required by law or to protect our rights or safety.

We do not sell your personal information to third parties.

Your data is stored securely by the Base44 platform. Access is restricted to you (through your private account) and authorized administrators. Data is encrypted in transit.

Your data stays for as long as your account is active. You can delete your data at any time from within the app's account settings; this permanently removes your goals, check-ins, roadmap progress, and purchase records. To request full account removal, contact us using the details below.

MoneySteps is intended for users 18 years and older. We do not knowingly collect data from children.

• Access, edit, or delete your in-app data anytime in the app.
• Delete your account and associated data from account settings.
• Contact us to request data export or deletion.
• Advertising choices (Do Not Sell or Share): The Meta Pixel loads only after you explicitly consent to advertising tracking; declining consent never blocks access to any part of MoneySteps. You can grant, decline, or withdraw consent at any time via the "Privacy Choices" link in the site footer — withdrawing consent takes effect immediately (the page reloads). We also honor Global Privacy Control (GPC) browser signals, which always override prior consent. You can additionally control the ads you see from Meta through your Meta Accounts Center ad preferences (facebook.com/adpreferences or in the Instagram app settings).

If you access MoneySteps from outside the country where it is hosted, your information may be transferred to and processed in that hosting country.

We may update this policy from time to time. We'll update the "Last updated" date above when we do.

For privacy questions or requests, contact: [your support email / contact link].